December 4, 2014

The Federal Housing Finance Agency (FHFA) issued the 2015 maximum loan limits that will apply to conventional transactions beginning January 1, 2015.

The maximum loan limits for 2015 remain unchanged from 2014 and are provided below for reference below.


While the general loan limits remain unchanged a number of high-cost area loan limits increased. The list of high-cost counties with new higher loan limits is attached for reference.

A complete list of all high-cost area counties can be viewed at FHFA.

The new high-cost area loan limits are eligible for loan applications dated on or after January 1, 2015. If you have any questions, please contact your Account Executive.

To read the full list of counties with increases in maximum conforming loan limits for Fannie Mae and Freddie Mac, click here Counties With Increases.