Non-QM Programs for when your loan doesn’t quite fit inside the box. Qualifying for a mortgage on an investment property can be tricky, particularly if the borrower owns multiple properties. The Simple Access Investor Cash Flow option makes qualifying simple. If the gross rents collected on the subject property are at least equal to the PITI, the borrower qualifies. It’s that simple. As an added bonus, Foreign Nationals also qualify for financing under this program!