The Federal Emergency Management Agency (FEMA) issued a Disaster Declaration for the state of Georgia due to Hurricane Michael.

Declaration Date: October 14, 2018
Incident Period: October 9, 2018, through October 23, 2018.

The following counties require re-inspection:

• Baker, Calhoun, Clay, Crisp, Decatur, Dougherty, Early, Grady, Laurens, Lee, Miller, Mitchell, Randolph, Seminole, Sumter, Terrell, Thomas, Tift, Turner, and Worth

If the subject property is located in one of the above counties and the appraisal was completed on or before October 23, 2018 REMN Wholesale will require one of the following:

• An Appraisal Update and/or Completion Report (Fannie Mae Form 1004D) or
• A Desktop Underwriter Property Inspection Report (Fannie Mae Form 2075) or
• Catastrophic Disaster Area Property Inspection Report (CDAIR)

REMN Wholesale prefers the original appraiser provide the 1004D or 2075, however, REMN Wholesale will accept the report from any appraiser as long as the original Appraisal Management Company assigns the appraiser (i.e. if the original appraisal order was placed through AMC Settlement Services, the 1004D, 2075, or CDAIR must also be ordered through AMC Settlement Services).

A 2075 or CDAIR is also required for the three (3) months following the end date of the incident period on the following:

• FNMA transaction with a property inspection waiver (PIW)
• FHA Streamline without an appraisal
• VA IRRRL

In the event significant damage is indicated on the 1004D or 2075 additional conditions may apply.

Please contact your Account Executive with any questions.

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