SUBJECT: 2024 FHA Loan Limits

DATE: November 30, 2023

HUD announced the FHA loan limits for 2024 in Mortgagee Letter 2023-21.

New loan limits apply to case numbers assigned on or after January 1, 2024.

  • FHA policy does not allow an existing case number to be cancelled for the sole benefit of using the higher limits
  • FHA Loan limits do not apply to FHA Streamline transactions

2024 FHA Loan Limits


Low-Cost Area Floor High-Cost Area Ceiling*













*Actual loan limits for certain high-cost areas may be lower than “ceiling” amount listed above

FHA loan limits by county can be found here (please be sure to select 2024 as the year).

Additionally, FHA has published a list of areas at the ceiling and between the floor and ceiling:

Please contact your Account Executive with any questions.

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