HUD announced the FHA loan limits for 2021 in Mortgagee Letter 2020-41. Most counties have increased, however there are 125 counties whose maximum loan limits remained the same as 2020 limits.

New loan limits apply to case numbers assigned on or after January 1, 2021:

Loan limits for certain high-cost counties may be lower than the “ceiling” stated above. FHA 2021 mortgage limits can be accessed at the following link: FHA Mortgage Limits.

As a reminder, county limits do not apply to FHA Streamline transactions.

Please contact your Account Executive with any questions.


To download this announcement in PDF format click here.