REMN Wholesale has modified our minimum FICO score requirement for 203(K) loans to the following:

Purchase loans – minimum FICO score is 640
Refinance loans – minimum FICO score is 700

These updates are effective with new loan submissions as of June 5, 2020. These FICO updates do not apply to existing pipeline loans (locked and floating). Guidelines have been updated and posted to

If you have additional questions please contact your Account Executive.