Subject:  Investor Solution Product for Conventional Loans

Date:  June 28, 2021


REMN Wholesale is pleased to announce we have added Investor Solution to our product roster, which was developed due to new purchase limits placed on Fannie Mae and Freddie Mac for second home and investment property loans. REMN’s Investor Solution offers a conventional-type product eligible to Fannie Mae and/or Freddie Mac underwriting guidelines for second home and investment property transactions.

Product Highlights/Eligibility

  • Second home and investment properties only, primary residence ineligible
  • Max DTI 45%, NO exceptions
  • Conforming and high-balance eligible
  • Minimum conforming loan amount $150,000
  • Purchase, rate/term refinance and cash-out refinance available
  • Single family, condo and PUD eligible, manufactured housing and TBD properties ineligible
  • Full appraisal required; property waivers not allowed
  • Where Investor Solution guidelines are silent, follow FNMA/FHLMC guides depending on which AUS is used (DU or LPA), manual underwrites ineligible
  • Loans must meet QM, Ability to Repay and Safe Harbor requirements
  • Please see matrices on next page for FICO and LTV thresholds


Full product guidelines can be found at

If you have any questions, please contact your Account Executive.

To access the PDF version of this announcement click here.