I just wanted to drop you a quick note to compliment one of your underwriters (and our course my great AE, Jeff Lentz). Stephanie really pushed a deal for us….a short sale that had to close by end of month (end of year for that fact). This is my second loan with REMN and both have been great. I look forward to developing a great business relationship with you. I am sure you know what a great underwriter Stephanie is, but I wanted to just say thank you. My guess is that you often only get complaints and good news is nice for a change. Thanks again!